Rural Property Insurance

Wednesday, February 11 | 1 pm Central
No cost to RLI members; $25 for Non Members
As hurricanes, wildfires, floods, and severe wind events increase in frequency and severity, landowners and buyers are facing an uncertain marketplace—marked by escalating premiums, reduced coverage options and, in some cases, the complete unavailability of insurance.
In this session, Gary Hubbell, ALC, will offer a fresh, informed perspective on the challenges and complexities unique to insuring rural properties. Attendees will gain a clearer understanding of current market dynamics, the risk factors insurers are prioritizing, and how these trends impact property valuation, transactions, and long-term ownership decisions.
Speaker - Gary Hubbell, ALC
Gary Hubbell is a Western States land broker, auctioneer, and personal property appraiser. Based in Western Colorado, Gary is a licensed broker in Colorado and Utah. He has sold farms, ranches, orchards, vineyards, mountain land, hunting properties, luxury homes, resorts, outfitting businesses, and commercial property in a wide geographical area, including Aspen, Steamboat Springs, Telluride, Durango, and many other hard-to-find locations. Gary is very familiar with conservation easement properties, having sold seven large easement properties. As an auctioneer, Gary has sold heavy equipment, livestock, classic cars, antiques, motels, development land, ranch land, guns, farm equipment, and even the World Record Elk antlers in Crested Butte, Colorado. He lives on a 118-acre hay farm and horse ranch near Crawford, Colorado, with his wife, Doris. He is an avid fly-fisherman, big game hunter, upland bird hunter, and he raises Labrador retrievers.
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